I am a twenty something guy, part-time MBA student graduate!, full-time worker, trying to have a life as well.. I setup this blog to help me achieve my goals by keeping me on track and to hopefully inspire readers to achieve goals of their own, step by step

My interest in personal finance stems from my own struggles with the topic. It was something that was never fully discussed while I was growing up, thus when credit cards came around when I was in college.. look out! Grant it, I didn’t spend it carelessly, moreso I spent with the credit card to pay for things like books and food, which weren’t covered by my loans. Parents helped as much as they could, but I couldn’t rely on them for everything.

After reaching a lowpoint, I was able to get myself back up through a tough plan that included a debt snowball at the beginning. I literally devoured anything personal finance related. After some time, I decided that I wanted to chronicle my thoughts on the topic and hopefully hit a chord with others that were in the same point I was at before. I’m not going to say that I’ve had it hard, because I’ve seen some stories out there that have put mine to shame, and compared to what the rest of the world endures, I’m sure I’ve lived like a king. What I will say is that I’ve experienced hardship in my own way, and was able to overcome it in time – I hope I can provide some help to others and myself as well.